/* ══════════════════════════════════════════════════════════════════════════
   LOAN CALCULATOR MODAL  (appended to style.css)
══════════════════════════════════════════════════════════════════════════ */

/* Modal overlay inside the chat panel */
.loan-modal-backdrop {
  position: absolute;
  inset: 0;
  z-index: 10;
  background: rgba(17,17,17,.45);
  backdrop-filter: blur(3px);
  display: flex;
  align-items: flex-end;
  justify-content: center;
  opacity: 0;
  pointer-events: none;
  transition: opacity .25s ease;
  border-radius: var(--radius-xl);
}

.loan-modal-backdrop.open {
  opacity: 1;
  pointer-events: all;
}

/* Modal card */
.loan-modal {
  width: 100%;
  max-width: 300px;
  background: var(--white);
  border-radius: var(--radius-xl) var(--radius-xl) 0 0;
  overflow: hidden;
  transform: translateY(100%);
  transition: transform .32s cubic-bezier(.34,1.26,.64,1);
  box-shadow: 0 -8px 40px rgba(0,0,0,.18);
}

.loan-modal-backdrop.open .loan-modal {
  transform: translateY(0);
}

/* Modal header */
.loan-modal__header {
  background: linear-gradient(135deg, #9e0001, var(--red));
  padding: 14px 18px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.loan-modal__title {
  color: var(--white);
  font-weight: 700;
  font-size: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.loan-modal__title svg {
  width: 16px;
  height: 16px;
  opacity: .9;
}

.loan-modal__close {
  background: rgba(255,255,255,.18);
  border: none;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  color: var(--white);
  transition: background var(--transition);
  flex-shrink: 0;
}
.loan-modal__close:hover { background: rgba(255,255,255,.32); }
.loan-modal__close svg  { width: 13px; height: 13px; }

/* Tab switcher */
.loan-modal__tabs {
  display: flex;
  border-bottom: 1px solid var(--grey-200);
}

.loan-tab {
  flex: 1;
  padding: 10px 8px;
  font-size: 11.5px;
  font-weight: 600;
  font-family: var(--font-body);
  text-align: center;
  border: none;
  background: var(--grey-100);
  color: var(--grey-700);
  cursor: pointer;
  transition: all var(--transition);
  line-height: 1.3;
}

.loan-tab.active {
  background: var(--white);
  color: var(--red);
  box-shadow: inset 0 -2px 0 var(--red);
}

/* Form body */
.loan-modal__body {
  padding: 16px 18px 18px;
}

.loan-form-group {
  margin-bottom: 13px;
}

.loan-form-group label {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  font-size: 12px;
  font-weight: 600;
  color: var(--grey-700);
  margin-bottom: 6px;
}

.loan-form-group label span {
  font-size: 11px;
  font-weight: 500;
  color: var(--red);
}

.loan-input {
  width: 100%;
  border: 1.5px solid var(--grey-200);
  border-radius: var(--radius-sm);
  padding: 9px 12px;
  font-family: var(--font-body);
  font-size: 13.5px;
  color: var(--black);
  outline: none;
  transition: border-color var(--transition);
  background: var(--white);
}
.loan-input:focus { border-color: var(--red); }
.loan-input::placeholder { color: var(--grey-400); font-size: 12.5px; }

/* Range slider */
.loan-slider-wrap {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-top: 4px;
}

.loan-slider {
  flex: 1;
  -webkit-appearance: none;
  appearance: none;
  height: 4px;
  border-radius: 2px;
  background: var(--grey-200);
  outline: none;
  cursor: pointer;
  background-image: linear-gradient(var(--red), var(--red));
  background-size: 8.33% 100%; /* default 1yr of 12 */
  background-repeat: no-repeat;
}

.loan-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--red);
  cursor: pointer;
  box-shadow: 0 2px 8px rgba(204,0,1,.35);
  transition: transform var(--transition);
}
.loan-slider::-webkit-slider-thumb:hover { transform: scale(1.2); }

.loan-slider-val {
  background: var(--red);
  color: var(--white);
  font-size: 11px;
  font-weight: 700;
  padding: 3px 8px;
  border-radius: 12px;
  min-width: 44px;
  text-align: center;
  flex-shrink: 0;
}

.loan-hint {
  font-size: 11px;
  color: var(--grey-400);
  margin-top: 4px;
  font-style: italic;
}

/* Action buttons */
.loan-modal__actions {
  display: flex;
  gap: 8px;
  margin-top: 6px;
}

.loan-btn {
  flex: 1;
  padding: 10px 16px;
  border-radius: 24px;
  font-family: var(--font-body);
  font-size: 13px;
  font-weight: 600;
  cursor: pointer;
  border: none;
  transition: all var(--transition);
}

.loan-btn--primary {
  background: var(--red);
  color: var(--white);
  box-shadow: 0 4px 14px rgba(204,0,1,.28);
}
.loan-btn--primary:hover {
  background: var(--red-dark);
  transform: translateY(-1px);
  box-shadow: 0 6px 18px rgba(204,0,1,.38);
}
.loan-btn--primary:disabled {
  background: var(--grey-200);
  color: var(--grey-400);
  box-shadow: none;
  transform: none;
  cursor: not-allowed;
}

.loan-btn--ghost {
  background: transparent;
  color: var(--grey-700);
  border: 1.5px solid var(--grey-200);
  flex: 0 0 auto;
  padding: 10px 18px;
}
.loan-btn--ghost:hover {
  border-color: var(--grey-400);
  color: var(--black);
}